In most cases, a no-fault car accident will not result in a rise in your insurance rate. The insurance company of the at-fault driver will be responsible for any vehicle repairs or medical expenses.
But there are some cases where your insurance rate my rise, even if the accident wasn't your fault. A study by the Consumer Federation of America (CFA) found that some of the most popular insurance companies impose no-fault penalties when a car accident claim is filed, including Progressive, Geico, Farmers, and Allstate. State Farm does not. The study even found that insurance premiums "can rise $300 or more for drivers who are rear-ended while safely stopped at a red light."
Drivers in Jacksonville, FL see an average of a $132 hike in their premium. California and Oklahoma prohibit these types of rate hikes.
Now if a driver files a no-fault claim against the at-fault driver's insurance company, in most cases, they won't see a rise their own insurance premium.
Alisa Wilkes is a Jacksonville car accident lawyer. If you have been injured in an accident that wasn't your fault, Alisa can help you navigate through the twists and turns of the insurance claim process. Give her a call today.